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What is The State Pension?

The State Pension is a regular payment from the government most people can claim when they reach State Pension age. Your State Pension age depends on when you were born. You can find out your State Pension age by using the calculator on the GOV.UK website.

The amount of State Pension you’ll get depends on how many ‘qualifying’ years of National Insurance payments you have. This includes National Insurance contributions that you pay when you are working and contributions that are credited to you when you are unable to work.

You can get an estimate of how much State Pension you could get on GOV.UK. This is called a State Pension Statement.

How your State Pension will work depends on your age and gender.

You can claim the basic State Pension if you’re:

  • a man born before 6 April 1951
  • a woman born before 6 April 1953

If you were born later, you’ll need to claim the new State Pension instead.

Helpful Links:

GOV.UK

Citizens Advice: State Pension

AGE Uk Information Guide: State Pension

Citizens Advice (IOW)

Adviceline: 0800 144 88 48 (free)

Textphone: 18001 0800 144 8884

*Adviceline is open 9am until 5pm Monday to Friday