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Power of Attorney

Power of attorney: When someone makes a power of attorney, they appoint someone else to act on their behalf. The person making the power of attorney is called a donor and the person appointed to act on their behalf is called an attorney. A power of attorney gives the...

Wills

Why it is important to make a will: It is important for you to make a will whether or not you consider you have many possessions or much money. It is important to make a will because: if you die without a will, there are certain rules which dictate how the money,...

Loan Sharks

Illegal money lenders, or loan sharks, are a problem across the country. Loan sharks are not a community service and should never be used under any circumstances. There are other affordable credit options available to you if you need to borrow money, even if you have...

Your Care: Financial Assessments

What is a financial assessment? A financial assessment or means test works out if the council will pay towards your care. It looks at how much money you have. Generally, the council helps to pay for care costs if you have savings less than £23,250. It may be that...

Personal Budgets for Care and Support

  What is a personal budget? Your personal budget is the amount of money your local council will pay towards any social care and support you need. The amount of money in your personal budget is decided by your local council after a needs assessment to work out: what...

Paying for Care

Adult Social Care – Paying for Care Depending on your savings, investments and income, most people pay something towards their care and support but occasionally we will pay for all of the care needs. The amount you pay depends on your financial circumstances,...