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Tax

The information on this page is for general guidance and is not financial advice. If you need more information or personal advice, please contact an Independent Financial Adviser.HM Revenue & Customs collects tax to pay for public services. Each year the...

Getting Advice About Your Finances

Getting financial advice: There will probably be times in your life when you’re not sure what to do with your money or what decisions you need to make about your financial future. There are thousands of different financial products on offer and choosing between...

Equity Release

Equity release: Equity release is a way of releasing cash from your home without having to move – but it does come with certain risks.  Equity release is a big decision. You should consider it very carefully and get specialist financial and legal advice before making...

Dealing with Debt

Debt can be a problem at any age, but you may find that as you get older you struggle to manage on the income that you have. There are many factors that can lead to debt problems, including retirement, illness, disability, divorce, bereavement and poverty. Inadequate...

Credit Unions

Credit Union loans: A credit union is a self-help co-operative whose members pool their savings to provide each other with credit at a low interest rate. To be part of a credit union you have to share a common bond with other members. This is something you all have in...

Power of Attorney

Power of attorney: When someone makes a power of attorney, they appoint someone else to act on their behalf. The person making the power of attorney is called a donor and the person appointed to act on their behalf is called an attorney. A power of attorney gives the...